PPF Calculator
Calculate maturity amount and interest on Public Provident Fund investments with year-wise growth.
What is a PPF Calculator
A PPF Calculator estimates the maturity amount and interest earned on Public Provident Fund deposits made each year over the investment period, using annual compounding.
PPF Calculation Logic
New Balance = (Previous Balance + Annual Deposit) × (1 + Rate)
Lock-in period = 15 years
Interest compounds yearly
PPF Calculation Example
Government-backed and low risk
Attractive tax-free returns
Disciplined long-term savings
Compounding over 15 years
Tax deduction under Section 80C
Tax-free interest and maturity
Safe sovereign-backed instrument
Partial withdrawals allowed after a few years
The PPF interest rate is set by the government and can change each quarter. Deposits are subject to an annual maximum limit. Results here are estimates based on the rate you enter.
Frequently Asked Questions
PPF (Public Provident Fund) is a long-term, government-backed savings scheme in India offering tax benefits and compound interest.
PPF has a 15-year lock-in period, after which it can be extended in blocks of 5 years.
Interest compounds annually. Each year interest is applied on the balance plus that year's deposit.
In India, PPF enjoys EEE status — contributions, interest and maturity are generally exempt from tax.