SIP Calculator
Estimate the future value of your Systematic Investment Plan. Formula uses compound monthly returns.
What is SIP
SIP (Systematic Investment Plan) is a method of investing a fixed amount regularly in mutual funds. It helps in disciplined investing and long-term wealth creation.
SIP Formula
Future Value (FV) = P × [((1 + r)^n − 1) / r] × (1 + r)
r = Monthly return rate (annual return ÷ 12 ÷ 100)
n = Total number of months
SIP Calculation Example
Encourages disciplined investing
Benefits from compounding
Reduces market timing risk
Suitable for long-term goals
Start with small amounts
Flexible and convenient
Power of compounding
Ideal for long-term wealth building
SIP returns are market-linked and not guaranteed. Actual returns may vary based on market performance.
Frequently Asked Questions
SIP is a method of investing regularly in mutual funds.
SIP is subject to market risks but reduces timing risk over the long term.
Yes, you can increase or modify your SIP anytime.
Returns vary depending on market performance and fund selection.